La Grange Illinois Debt Relief Lawyer
Credit Card and Medical Debt
Since the downturn in the economy in 2009,
more and more people in the Chicagoland area have found themselves buried in debt.
Many lost their jobs or their health insurance; some experienced stagnant salaries and skyrocketing expenses;
others went through divorce and found they could not afford to live on what they were left with.
As a local attorney who cares about his clients, James M.
Chesloe is passionate about helping people get out debt and make a fresh start.
Medical Debt Relief in La Grange, Illinois
Every year,
millions of Americans are confronted with medical bills they cannot afford to pay.
Sometimes medical bill debt is compounded by an inability to work or a reduced income as well as credit card debt,
causing further stress.
Situations like this can feel hopeless but there are options available.
Approximately two-thirds of all bankruptcies filed in the United States are a result of medical bill debt.
The constant stress of phone calls,
bills and letters from creditors,
finance departments and collectors can feel overwhelming.
One viable option for dealing with this issue is to file Chapter 7 bankruptcy.
Chapter 7 bankruptcy liquidates certain assets to pay off as much debt as possible and usually the remainder of the debt is discharged.
Bankruptcy filings can be very complex due to the intricacies of the law.
Having a knowledgeable and caring attorney represent you in your filing can expedite the process; some bankruptcies can be completed in 4 to 6 months.
Credit Card Debt Relief Attorney
Getting out of credit card debt requires discipline, commitment and sacrifice.
It means following a budget and having a plan to pay off one debt at a time.
But sometimes, despite your best effort, it’s not enough.
I have helped hundreds of clients who have been caught in an unexpected storm that required them to spend more
than they could afford and found themselves harassed by credit card companies and collection agencies.
|
|
As an attorney, my job is to protect your rights and ensure you are treated fairly when it comes to collection practices.
I am also dedicated to helping my clients explore their options to eliminate the burden
of excessive credit card debt and move forward with their lives.
Sometimes it is possible to negotiate a reduced, lump sum amount.
Other times, it makes sense to consider liquidating your assets and paying off your debt through Chapter 7 bankruptcy.
If you are facing unsatisfied credit card debt,
are hounded by bill collectors or want a fresh financial start,
contact Attorney James M. Chesloe to learn about your legal rights and how to relieve your credit card burden.
The Law Office of James M. Chesloe serves clients in Willow Springs, Western Springs, Brookfield, La Grange, Countryside,
Hickory Hills, Lyons, Westchester, Stickney, Oak Lawn, and throughout Chicagoland as well as in Cook, DuPage and Will counties.
For a free initial consultation, call 708-579-5353 or Email me today.
|
